Bitcoin native lending platform Liquidium has announced a new cross-chain product that allows users to lend and borrow assets across Bitcoin, Ethereum and Solana networks.In line with the shared statement Encryption.
The new solution was called Liquidium Cross-Chain Loans and was announced at the Bitcoin 2025 Conference.
Liquidium Cross Chain Loan
According to the company, the product relies on chain fusion technology developed by Internet Computers (ICP). This infrastructure allows direct communication between blockchains without the need for third-party bridges. Third-party bridges are often considered security vulnerabilities in defi architectures.
Liquidium explained that its new product addresses long-standing restrictions on decentralized finance by allowing users to deposit native Bitcoin and borrow assets such as USDT on Ethereum or Solana.
Liquidium CEO Robin Obermaier emphasized its focus on product security and user control. He said that Liquidium eliminates the need for users to worry about the chains they are operating in.
He added:
“Bitcoin was built for self-worth rather than abandoning the key to a central bridge. We abstracted the plumbing. There’s only the blockchain. You deposit native BTC and receive Ethereum, Solana USDC, or the assets you need quickly and safely.”
The platform’s beta launch is scheduled for the third quarter of 2025, with a wider public deployment. The intended user can join the Liquidium.fi waitlist.
Aave-like products
Liquidium’s product design mimics lending protocols like Aave, using a liquidity pool that allows users to lend and borrow assets.
However, unlike Aave, which operates primarily on Ethereum, Liquidium promotes native transactions across multiple chains without wrapping tokens or using custody bridges.
Users can directly supply Bitcoin from wallets such as Ledger and Vicverse to earn BTC-comprised yields. Similarly, Ethereum, Solana, and Stablecoins can provide via crypto wallets such as metamasks and phantoms to generate yields for each chain.
Meanwhile, Liquidium is betting on cross-chain capabilities to drive the platform’s index growth. It noted that the platform aims to unlock more than $4.3 billion in value for rap BTC, which is currently idle on the Ethereum-based Defi platform.
Liquidium CTO Peter Giammanco will call the new product a turning point and will turn the platform into a “billion-dollar protocol for TVL and volume.” He added:
“This is a cross-chain lending protocol built for Bitcoin, and is trying to change how Defi works everywhere.”