Edoardo Farina, founder of famous XRP advocate Alpha Lions Academy, claimed that all XRP conspiracy theories are unfolding in real time.
His comment Please follow Ripple’s official confirmation. This means applying for the National Bank Charter. This was once thought unthinkable for crypto companies, but the XRP community was adamant.
This approval allows you to see the new status of Ripple as a federal chartered bank. Additionally, it could result in Stablecoin RLUSD under direct surveillance from the office of the Secretary of Currency (OCC).
Ripple already owns a state license from the New York Financial Services Agency. This potential dual license could make RLUSD one of the most reliable stubcoins on the market.
rlusd and fed
in parallel, Ripple pursues Master account of the Federal Reserve through its subsidiary Standards custody. Such an account allows Ripple to retain RLUSD reserves directly with the Fed.
Some experts believe this access will bring ripples to the elite. Specifically, American crypto correspondent Eleanor Terrett called the master account “diamond” compared to the “platinum” status of the banking charter.
Released in December 2024, RLUSD is already the ninth largest Stablecoin, with a market capitalization of $470 million and growing interest. Interestingly, Ripple Executive Leaser Certified It claims That RLUSD handles daily trading volumes of $10 billion.
However, many people are disputing this figure because the coin itself has a much lower market capitalization. However, RLUSD’s growth highlights its excellence and increased adoption.
XRP Escrow Theory Resurfaces
Farina’s previous virtual theory of XRP escrow has attracted new attention as ripples are making concrete moves towards providing banking services.
He previously speculated that the US Treasury may have quietly controlled some of Ripple’s XRP escrow until 2020. He theorized that major agencies such as the BIS, the IMF, and the US Treasury have already secured large holdings through private contracts for various internal businesses, including reserve assets.
Farina said these arrangements may be in line with the timing of the SEC litigation, suggesting a deeper strategy will unfold behind the scenes.
While none of these claims can be confirmed on-chain, he argues that the true ownership of Ripple’s escrowed XRP is no longer transparent.
This makes him I’ll suggest Ripple could no longer be the sole owner of Escrow’s 37 billion XRP. On the other hand, this is hypothetical and one of his conspiracy theories, hoping that he will one day become true.
There is absolutely no law preventing @Ripple from selling XRP.
I am firmly convinced that the BIS, IMF and the US Treasury have already established terms of the contract, dating back to 2019, and have already acquired a significant portion of XRP.
sec…pic.twitter.com/jg3q2fxl46
-EDO FARINA🅧XRP (@edward_farina) June 27, 2025
“The chance is over.”
Farina believes that Ripple will come Reveal the “truth” about escrowed XRP. When that moment arrives, the window of opportunity to accumulate XRP will be closed forever, he says.
“You laughed at us. Now you’re watching history unfold.” He posts, implying that long-standing XRP theory is finally becoming a reality.
Essentially, Ripple’s recent moves, such as the banking charter application, the pursuit of access by the Fed, and the Stablecoin Momentum, lend new weight to a story once considered exaggerated within the XRP community.