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Crypto Prune > Market > Alchemy Pay launches a Fiat-to-RWA platform with support for Visa, MasterCard and Xstocks
Market

Alchemy Pay launches a Fiat-to-RWA platform with support for Visa, MasterCard and Xstocks

4 months ago 5 Min Read

Alchemy Pay is the global leader in payment solutions that integrate Fíat Money and Cryptocurrencies and opens the investment platform fiat-to-rwa. This is the first globally available product that allows direct access to tokenized assets using Fíat Money.

Fiat-to-RWA investment platform with XStocks integration allows users to purchase stocks and tokenize ETFs directly in local currency. It also has access to over 60 tokenized actions, including Apple, Tesla, Circle, Coinbase, Spy, and more.

The available payment methods include: Visa, MasterCard, Apple Pay, Google Pay, SEPA and over 50 local options. The new integration includes moving from mobile wallets in over 170 countries to bank transfers.

Alchemy Pay offers practical access and real benefits

The new platform integrates tokenized actions issued and supported by Xstocks. These tokens are one for each action protected by a bank or a regulated entity. Additionally, it reflects profits such as dividends and splits. There is little limit to purchases starting from just 1 dollar, Users have access to major US assets.

To guarantee a regulated price, Alchemy Pay collects real data from institutional sources such as Backed, Kraken, and Suppliers, which have US stock market licenses. Its trading infrastructure is designed to provide 24/5 access, along with strategic partners that ensure reliability, liquidity and availability.

Compared to distributed RWA solutions only, the platform Alchemy Pay offers stronger access with more liquidity and regulatory compliance. Meanwhile, Fíat Payments integration makes a difference, allowing users to skip the first step of converting cryptocurrencies.

Fiat-to-RWA: Built on a strategic alliance

The RWA from Fiat arises after the announcement of an alliance with the integration of alchemy salaries and Xstocks. The collaboration combines the Alchemy PayFíat Access infrastructure with regulated token emissions capabilities that facilitate comprehensive investment solutions.

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As part of the Xstocks Alliance with Solana, Kraken, Bybit and Chainlink, Alchemy Pay expands access to real-world tokenization actions for users beyond the traditional financial system.

Use the waves of RWA

The launch occurs amid the rise of real-world assets. According to Binance Research The RWA market rose by more than 260% in the first half of 2025exceeding $230 million. The clarity of regulations (such as the recent approval of the Genius Act in the US Senate and the updated SEC Guide) has accelerated institutional and retail interest in blockchain-based financial products.

Large companies such as Robinhood and Kraken have recently expanded their operations towards tokenized stocks, further examining the sector. The backed Xstocks, by itself, are over $440 million in CEX+DEX volumes.

Fiat-to-RWA Release Making significant advances in global financial accessibility. Traditional systems, high entry thresholds, and jurisdictional barriers have historically excluded many users (especially in emerging markets) and invested in global action. Combining tokenization with local Fiat payments, Alchemy Pay fills that gap.

The possibility of purchasing tokenized stocks such as Circles and Tesla via local payment channels is a pioneering offer, consistent with Alchemy Pay’s ambition to become a global financial access centre.

About alchemy salary

Founded in 2017, Alchemy Pay is a payment gateway that liquidally connects cryptocurrencies with traditional contracted currencies for businesses, developers and end users. Including the service On and off lamps, Digital Web Bangkok, Checkout NFT, New RWA Platform, Alchemy Pay allows Fíat payments in 173 countries.

The platform is an essential solution for buying and selling cryptocurrencies using local currencies, and can be easily integrated into the platform and apps according to your needs.

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