Kima Network has signed an alliance with 8Lends, an open source credit protocol designed to revolutionize access to actual lending using blockchain. The partnership aims to resolve the inefficiencies of the current financial system and to facilitate smooth transfer of value across a range of blockchain ecosystems and enhanced lending processes.
🚨New Partnership Alerts!
Working with @eightlends, we’re pushing the boundaries of what’s possible with decentralized finance!
Real world influence. Cross chain power. The future of lending lies here. stay tuned. Big things first.
https://t.co/qhhxa5oa9t pic.twitter.com/kfigzccnwp
-mima Network (@kimanetwork) July 1, 2025
In collaboration, Kima and 8Lends will explore new ways to enhance distributed finance (DEFI) and promote cross-chain capabilities. Kima revealed the collaboration through its official social media X account.
Combine blockchain infrastructure with actual lending
8Lends is building a new generation of lending platforms that combine traditional financial concepts with Web3 to create open, programmable systems. The platform is aimed at retail and institutional audiences and includes flexible collateral, stubcoinbase lending, and built-in credit scoring on non-lawful, compliant stacks.
8Lends aims to increase financial inclusion globally through access to capital, without using the traditional banking system. The platform also offers lenders a yield opportunity with a risk-adjusted approach.
Kima and 8Lends work together with the goal of creating an ecosystem where users can earn credits without obstacles established by centralized financial institutions. The cooperation aims to simplify multi-chain transactions and provide cross-border financing on secure and compliant routes. Such a focus could improve the lending process, which minimizes friction during the loan issuance and allows borrowers to repay the loan faster.
Opportunities to improve cross-chain loans and finances
The joint effort between Kima Network and 8Lends will help address a variety of areas of interest to strengthen the private lending ecosystem. The collaboration promotes frictionless, cross-blockchain-funded loans and their recovery, providing a secure transfer of settlement flows without bridges or wrapped tokens. This allows on-chain and off-chain interoperability, including compatibility with a larger base of users.
Additionally, Kima, a non-mandatory and compliant API, enables seamless processes when installing traditional users and institutions in a decentralized financial environment. The partnership establishes a common financial platform where decentralized credit can seamlessly integrate with Fiat and crypto trading, kickstarting the identity of lending in a blockchain-driven future.