Citigroup, the American banking giant, predicts that 2025 could be a turning point for adoption of cryptocurrency networks in the financial and public sector driven by regulatory changes.
In their latest report, bank experts mention it This phenomenon is called “chatgpt moment”explains how the Openai platform catalyzed the popularity of artificial intelligence (AI).
It is important to emphasize that, as this means that “ChatGpt moments” will be the central theme of cryptocurrency technology and a central theme with a clear narrative that captures the public imagination and decision makers.
And what is the engine at that moment? Advertised by Stubcoin.
“The main catalyst for the biggest acceptance of (stubcoin) is likely to be clarity of US regulations, which will allow for greater integration of stubcoin in existing financial systems, and generally cryptocurrency networks,” he emphasizes in the report.
As explained in Cryptopedia, the Education section of Cryptootics, Stablecoins offers reliable low volatility digital moneymaking it accessible to financial institutions, businesses and governments.
As happened with the intuitive ChatGPT interface, its usefulness eliminates barriers, fast, low cost, and available 24/7 (especially for emerging markets and small businesses).
In this regard, Citigroup analysts point out that “U.S. change will have an impact on the global system given the US dollar’s dominance in international finance.”
For this reason, they emphasize: “The US regulatory framework for stable currency will drive new net demand for American treasure bonds and can change stable currency emitters with one of the largest treasure holders of the United States in 2030.”
According to data from Defilama, the market capitalization of the stable currency was over $200 billion.
From 2020 to today Multiply the value of this niche in the digital asset market by 30.
For analysts, this reflects the growth of the total value of public cryptocurrency (an increase of 1400% over the five years until March 2025) and the growing institutional demand. They add:
“While future estimates are difficult to prepare, scenario analysis suggests that by 2030, the total pending supply of stable currency could already increase to $3.7 billion in the base case.”
Citigroup report.
Specifically, this scenario is possible thanks to reallocation of physical dollars (deposits and tickets) to digital assets, the exchange of short-term international liquidity through stability (except the US and China), and the increased adoption of cryptocurrency ecosystems.
In the following image, the dark blue color represents the greater adoption and activity impact in cryptocurrencies, the average blue represents an alternative to international liquidity, and the heavenly movement of light reflects the physical dollar movement.
Depending on the scenario that is realized, Stablecoins market size could vary considerably by 2030. In a pessimistic scenario (Bear case), which reaches about $500 million. In a neutral scenario (Base case), could reach 1.6 billion. In the most optimistic case (Bull case), the market will expand to up to $3.7 billion.
As reported by Cryptootics, after Donald Trump arrived at the US presidency, 2025 is emerging as a key year for stable currency. Recently Republican Sen. Bill Hagerty presented the Genius Bill (Guide and establishment of national innovation in US Stubcoin.
But that wasn’t the only thing. On March 27, MPs Brian Steele and French Hill proposed stable legislation, a project aimed at creating a stable, ridiculous regulatory framework backed by the dollar.
The project creates tension, but the aim is to formally use and justify their use by integrating them into the traditional financial system.
Just as Congress defines the future, 2025 could be the decisive moment when cryptocurrency networks and stubcoins become pillars of the modern economy.
