Stable, a specific self-occustody wallet for Stablecoins, announced on May 13, 2025 that it launched a new feature that allows users to convert US dollars to USDC, and vice versa, free to promote access to the cryptocurrency ecosystem from traditional bank accounts.
The purpose of this application is to promote the relationship between traditional finance (TRADFI) and the decentralized finance (DEFI) ecosystem. However, for now, there are stable dollar deposits. Only for those with bank accounts in the US It also requires a KYC verification process to work (not USDC use and reception).
In response to comments from users on publishing social network X ads, they promised stable Add other Fiatcoins future.
How does this integration work in Stable?
With stable integration, users can move funds directly and without commissions between the US dollar and USDC, acting as a bridge between both currencies.
This process occurs through the network-managed bank transfer system “ACH” Automatic clearing housemakes it easier to move money between banks electronically with only account numbers and bank route codes. This connection is possible thanks to Plaid, thanks to platforms where applications such as Stable can link to bank accounts and traditional financial systems.
This feature is backed by Circle and Bridge. USDC Station Circle Offers It Transfers protocols between chains (CCTP). This allows you to natively move USDCs between different networks through the combustion and emission process, ensuring conversion 1:1 without the wrap version of the token.
Bridge proposes to optimize the transfer of assets between systems and refers to the funds to flow No friction It acts as an intermediary that simplifies communication between traditional financial and cryptocurrency networks between different networks.
Stable properties
Stable supports the transfer of USDCs between networks such as Base, Optimism, arbitrum, Polygon (Pol), Avalanche (Avax), and is compatible with popular Ethereum (ETH) wallets (ETH) as meta masks. Additionally, the team behind the application shows that Solana (SOL) support is “in the middle”.
For operations, a limit has been established. With output up to $10,000 and tickets up to $2,500 a day, we plan to increase this final limit to $10,000 soon.
Current Limitations
Despite that promise, stable faces certain limitations. For now, dollar deposits are restricted to users with US bank accounts. Reduce accessibility for a huge number of usersUSDC usage and reception from the mentioned networks and wallets is working from any country.
Additionally, the application Available only on iPhone devicesalso excludes Android operators and other operating systems.
This method is presented as an option to consider, but its success depends on its ability Overcoming current limitations Meet the expectations of the ever-evolving market.