Renta 4 Banco has received a MiCA license from the National Securities Market Commission (CNMV), becoming the fourth bank in Spain to legally buy, sell, store and transfer crypto assets on November 24, 2025.
The approval comes 11 months after European regulations came into force, allowing Renta 4 to offer in-house storage, receiving and transmitting orders. will also receive Permission to transfer Bitcoin (BTC), Ethereum (ETH) Manage other digital assets for all clients through our digital platform.
BBVA became the first bank to receive a license in Spain. As reported by CriptoNoticias, this was in March 2025, and it launched Bitcoin and Ether trading services a few months later.
The same goes for Cecabank, which obtained its license in July 2025 and immediately made a range of services related to crypto assets available to its customers. These include storage, management, and Submitting orders and transferring digital assets.
Additionally, Santander’s digital subsidiary Open Bank was also authorized in July 2025. Through its services, retail investors have the opportunity to buy, sell, and store crypto assets such as Bitcoin, Litecoin (LTC), Cardano (ADA), and ETH.
Spain has also allowed banks from other European Union countries to handle crypto assets through MiCA European Passport. These include Germany’s Commerzbank, France’s CACEIS and Societe Generale, which provide affordable storage and trading services to Spanish customers.
Of the more than 54 cryptocurrency service providers registered with the CNMV, the majority are from other member states, such as Germany (more than 12), the Netherlands (12), and France (6).
Until November 2025, Spain is one of the countries in the EU that is accelerating regulations the most.